Our interchange = growth

It’s time to grow your B2B opportunities.


PayTrace delivers interchange optimization.

Our gateway optimizes data fields, providing instant access to Level II & Level III savings. B2B & B2G purchases can qualify for lower rates by entering additional data at the time of the transaction. Businesses that accept business, or government cards can qualify for level III rates and can benefit from significant savings.

Large ticket transactions frequently benefit from interchange optimization. PayTrace knows which cards qualify for Level II and Level III interchange savings. We are optimized to automatically process the most Level II and Level III qualifying data and connect you with lower merchant processing fees. We turn hours of work into seconds.

 

PayTrace settled more than $33 billion last year. Over $16 billion was settled on Level II & Level III eligible cards.

PayTrace's expertise with interchange optimization enables merchants to settle a lot of transactions, and we're pretty accurate, too.

Let us guide you through interchange


What is interchange?

Interchange is a rate or fee charged by banks to cover the cost of handling and risk involved in bank credit or debit card transactions.

 

Are there fees associated with interchange?

In addition to the interchange rate, credit card processing companies often include other fees that are passed along to merchants as part of their processing costs.

Who sets the rates?

Interchange rates are set by credit card companies such as MasterCard, Visa, American Express, and Discover. Visa and MasterCard typically publish updated interchange rates in April and October. The following rates are current as of April 2019, and are publicly available.

 

What data is required to qualify for each rate?

VISA and MasterCard require different amounts of data to qualify for Level II and Level III rates. PayTrace auto-fills this data so merchants can qualify for higher savings on each transaction.

Visit the MasterCard rate matrix

Check the Visa rate matrix

MasterCard does not distinguish B2B merchants the same way Visa does

MasterCard wants all the data. To qualify for the best data rates, make sure you input info into ALL PO fields and tax amounts greater than $0. If you don't, the "standard rate monster" will be knocking at your door.

PayTrace Interchange Optimization Best Rates Awesome Rates Better Rates Less Optimal Rates
MC BUSINESS DEBIT CARD N/A 2.10% + $0.10 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 1 CARD N/A 1.90% + $0.10 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 2 CARD N/A 2.05% + $0.10 2.80% + $0.10 3.10% + $0.10
MC BUSINESS LVL 3 CARD N/A 2.10% + $0.10 2.85% + $0.10 3.15% + $0.10
MC BUSINESS LVL 4 CARD N/A 2.20% + $0.10 2.95% + $0.10 3.25% + $0.10
Large Market Credit 1.90% + $0.10
*May qualify for large ticket
2.50% + $0.10 2.70% + $0.10 2.95% + $0.10
Commercial Prepaid N/A 2.65% + $0.10 2.65% + $0.10 2.95% + $0.10
Large Ticket 1.45% + $35.00 N/A N/A N/A
PayTrace Interchange Optimization Best Rates Awesome Rates Better Rates Less Optimal Rates
MC BUSINESS DEBIT CARD N/A 2.10% + $0.10 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 1 CARD N/A 1.90% + $0.10 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 2 CARD N/A 2.05% + $0.10 2.80% + $0.10 3.10% + $0.10
MC BUSINESS LVL 3 CARD N/A 2.10% + $0.10 2.85% + $0.10 3.15% + $0.10
MC BUSINESS LVL 4 CARD N/A 2.20% + $0.10 2.95% + $0.10 3.25% + $0.10
Large Market Credit 1.90% + $0.10
*May qualify for large ticket
2.50% + $0.10 2.70% + $0.10 2.95% + $0.10
Commercial Prepaid N/A 2.65% + $0.10 2.65% + $0.10 2.95% + $0.10
Large Ticket 1.45% + $35.00 N/A N/A N/A
PayTrace Interchange Optimization Best Rates Awesome Rates
MC BUSINESS DEBIT CARD N/A 2.10% + $0.10
MC BUSINESS LVL 1 CARD N/A 1.90% + $0.10
MC BUSINESS LVL 2 CARD N/A 2.05% + $0.10
MC BUSINESS LVL 3 CARD N/A 2.10% + $0.10
MC BUSINESS LVL 4 CARD N/A 2.20% + $0.10
Large Market Credit 1.90% + $0.10
*May qualify for large ticket
2.50% + $0.10
Commercial Prepaid N/A 2.65% + $0.10
Large Ticket 1.45% + $35.00 N/A
PayTrace Interchange Optimization Better Rates Less Optimal Rates
MC BUSINESS DEBIT CARD 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 1 CARD 2.65% + $0.10 2.95% + $0.10
MC BUSINESS LVL 2 CARD 2.80% + $0.10 3.10% + $0.10
MC BUSINESS LVL 3 CARD 2.85% + $0.10 3.15% + $0.10
MC BUSINESS LVL 4 CARD 2.95% + $0.10 3.25% + $0.10
Large Market Credit 2.70% + $0.10 2.95% + $0.10
Commercial Prepaid 2.65% + $0.10 2.95% + $0.10
Large Ticket N/A N/A
PayTrace Interchange Optimization Best Rates
MC BUSINESS DEBIT CARD N/A
MC BUSINESS LVL 1 CARD N/A
MC BUSINESS LVL 2 CARD N/A
MC BUSINESS LVL 3 CARD N/A
MC BUSINESS LVL 4 CARD N/A
Large Market Credit 1.90% + $0.10
*May qualify for large ticket
Commercial Prepaid N/A
Large Ticket 1.45% + $35.00
PayTrace Interchange Optimization Awesome Rates
MC BUSINESS DEBIT CARD 2.10% + $0.10
MC BUSINESS LVL 1 CARD 1.90% + $0.10
MC BUSINESS LVL 2 CARD 2.05% + $0.10
MC BUSINESS LVL 3 CARD 2.10% + $0.10
MC BUSINESS LVL 4 CARD 2.20% + $0.10
Large Market Credit 2.50% + $0.10
Commercial Prepaid 2.65% + $0.10
Large Ticket N/A
PayTrace Interchange Optimization Better Rates
MC BUSINESS DEBIT CARD 2.65% + $0.10
MC BUSINESS LVL 1 CARD 2.65% + $0.10
MC BUSINESS LVL 2 CARD 2.80% + $0.10
MC BUSINESS LVL 3 CARD 2.85% + $0.10
MC BUSINESS LVL 4 CARD 2.95% + $0.10
Large Market Credit 2.70% + $0.10
Commercial Prepaid 2.65% + $0.10
Large Ticket N/A
PayTrace Interchange Optimization Less Optimal Rates
MC BUSINESS DEBIT CARD 2.95% + $0.10
MC BUSINESS LVL 1 CARD 2.95% + $0.10
MC BUSINESS LVL 2 CARD 3.10% + $0.10
MC BUSINESS LVL 3 CARD 3.15% + $0.10
MC BUSINESS LVL 4 CARD 3.25% + $0.10
Large Market Credit 2.95% + $0.10
Commercial Prepaid 2.95% + $0.10
Large Ticket N/A
PayTrace Interchange Optimization Best Rates
MC BUSINESS DEBIT CARD N/A
MC BUSINESS LVL 1 CARD N/A
MC BUSINESS LVL 2 CARD N/A
MC BUSINESS LVL 3 CARD N/A
MC BUSINESS LVL 4 CARD N/A
Large Market Credit 1.90% + $0.10
*May qualify for large ticket
Commercial Prepaid N/A
Large Ticket 1.45% + $35.00
PayTrace Interchange Optimization Awesome Rates
MC BUSINESS DEBIT CARD 2.10% + $0.10
MC BUSINESS LVL 1 CARD 1.90% + $0.10
MC BUSINESS LVL 2 CARD 2.05% + $0.10
MC BUSINESS LVL 3 CARD 2.10% + $0.10
MC BUSINESS LVL 4 CARD 2.20% + $0.10
Large Market Credit 2.50% + $0.10
Commercial Prepaid 2.65% + $0.10
Large Ticket N/A
PayTrace Interchange Optimization Better Rates
MC BUSINESS DEBIT CARD 2.65% + $0.10
MC BUSINESS LVL 1 CARD 2.65% + $0.10
MC BUSINESS LVL 2 CARD 2.80% + $0.10
MC BUSINESS LVL 3 CARD 2.85% + $0.10
MC BUSINESS LVL 4 CARD 2.95% + $0.10
Large Market Credit 2.70% + $0.10
Commercial Prepaid 2.65% + $0.10
Large Ticket N/A
PayTrace Interchange Optimization Less Optimal Rates
MC BUSINESS DEBIT CARD 2.95% + $0.10
MC BUSINESS LVL 1 CARD 2.95% + $0.10
MC BUSINESS LVL 2 CARD 3.10% + $0.10
MC BUSINESS LVL 3 CARD 3.15% + $0.10
MC BUSINESS LVL 4 CARD 3.25% + $0.10
Large Market Credit 2.95% + $0.10
Commercial Prepaid 2.95% + $0.10
Large Ticket N/A

All rates noted above are publicly available.
MasterCard rates and rules subject to change.

VISA requires less data upfront

Always submit AVS information and a PO number with your transactions. If you're able to include a tax value greater than $0, you'll qualify for Level 2 and Level 3 rates, which are even lower than regular B2B rates.

What’s required? Level 3 Data Level 2 Data Tax > $0 B2B MCC Tax = $0 Swipe Tax = $0 Key-in Tax = $0 No Tax No AVS No Tax
PayTrace Interchange Optimization Best Rates Awesome Rates Great Rates Better Rates Good Rates Less Optimal Least Optimal
VISA COMMERCIAL PREPAID CARD N/A N/A N/A 2.15% + $0.10 2.65% + $0.10 2.65% + $0.10 2.95% + $0.10
VISA CORPORATE / PURCHASING CARD 1.90% + $0.10 2.50% + $0.10 N/A 2.50% + $0.10 2.70% + $0.10 2.95% + $0.10 2.95% + $0.10
VISA BUSINESS TIER 1 CARD N/A 2.05% + $0.10 2.10% + $0.10 2.20% + $0.10 2.25% + $0.10 2.40% + $0.10 2.95% + $0.20
VISA BUSINESS TIER 2 CARD N/A 2.05% + $0.10 2.25% + $0.10 2.30% + $0.10 2.45% + $0.15 2.75% + $0.15 2.95% + $0.20
VISA BUSINESS TIER 3 CARD N/A 2.05% + $0.10 2.40% + $0.10 2.40% + $0.10 2.60% + $0.20 2.85% + $0.20 2.95% + $0.20
VISA BUSINESS TIER 4 CARD N/A 2.20% + $0.10 2.50% + $0.10 2.50% + $0.10 2.70% + $0.20 2.95% + $0.20 2.95% + $0.25
What’s required? Level 3 Data Level 2 Data Tax > $0 B2B MCC Tax = $0
PayTrace Interchange Optimization Best Rates Awesome Rates Great Rates
VISA COMMERCIAL PREPAID CARD N/A N/A N/A
VISA CORPORATE / PURCHASING CARD 1.90% + $0.10 2.50% + $0.10 N/A
VISA BUSINESS TIER 1 CARD N/A 2.05% + $0.10 2.10% + $0.10
VISA BUSINESS TIER 2 CARD N/A 2.05% + $0.10 2.25% + $0.10
VISA BUSINESS TIER 3 CARD N/A 2.05% + $0.10 2.40% + $0.10
VISA BUSINESS TIER 4 CARD N/A 2.20% + $0.10 2.50% + $0.10
What’s required? Swipe Tax = $0 Key-in Tax = $0 No Tax No AVS No Tax
PayTrace Interchange Optimization Better Rates Good Rates Less Optimal Least Optimal
VISA COMMERCIAL PREPAID CARD 2.15% + $0.10 2.65% + $0.10 2.65% + $0.10 2.95% + $0.10
VISA CORPORATE / PURCHASING CARD 2.50% + $0.10 2.70% + $0.10 2.95% + $0.10 2.95% + $0.10
VISA BUSINESS TIER 1 CARD 2.20% + $0.10 2.25% + $0.10 2.40% + $0.10 2.95% + $0.20
VISA BUSINESS TIER 2 CARD 2.30% + $0.10 2.45% + $0.15 2.75% + $0.15 2.95% + $0.20
VISA BUSINESS TIER 3 CARD 2.40% + $0.10 2.60% + $0.20 2.85% + $0.20 2.95% + $0.20
VISA BUSINESS TIER 4 CARD 2.50% + $0.10 2.70% + $0.20 2.95% + $0.20 2.95% + $0.25
What’s required? Level 3 Data Level 2 Data Tax > $0
PayTrace Interchange Optimization Best Rates Awesome Rates
VISA COMMERCIAL PREPAID CARD N/A N/A
VISA CORPORATE / PURCHASING CARD 1.90% + $0.10 2.50% + $0.10
VISA BUSINESS TIER 1 CARD N/A 2.05% + $0.10
VISA BUSINESS TIER 2 CARD N/A 2.05% + $0.10
VISA BUSINESS TIER 3 CARD N/A 2.05% + $0.10
VISA BUSINESS TIER 4 CARD N/A 2.20% + $0.10
What’s required? B2B MCC Tax = $0
PayTrace Interchange Optimization Great Rates
VISA COMMERCIAL PREPAID CARD N/A
VISA CORPORATE / PURCHASING CARD N/A
VISA BUSINESS TIER 1 CARD 2.10% + $0.10
VISA BUSINESS TIER 2 CARD 2.25% + $0.10
VISA BUSINESS TIER 3 CARD 2.40% + $0.10
VISA BUSINESS TIER 4 CARD 2.50% + $0.10
What’s required? Swipe Tax = $0 Key-in Tax = $0
PayTrace Interchange Optimization Better Rates Good Rates
VISA COMMERCIAL PREPAID CARD 2.15% + $0.10 2.65% + $0.10
VISA CORPORATE / PURCHASING CARD 2.50% + $0.10 2.70% + $0.10
VISA BUSINESS TIER 1 CARD 2.20% + $0.10 2.25% + $0.10
VISA BUSINESS TIER 2 CARD 2.30% + $0.10 2.45% + $0.15
VISA BUSINESS TIER 3 CARD 2.40% + $0.10 2.60% + $0.20
VISA BUSINESS TIER 4 CARD 2.50% + $0.10 2.70% + $0.20
What’s required? No Tax No AVS No Tax
PayTrace Interchange Optimization Less Optimal Least Optimal
VISA COMMERCIAL PREPAID CARD 2.65% + $0.10 2.95% + $0.10
VISA CORPORATE / PURCHASING CARD 2.95% + $0.10 2.95% + $0.10
VISA BUSINESS TIER 1 CARD 2.40% + $0.10 2.95% + $0.20
VISA BUSINESS TIER 2 CARD 2.75% + $0.15 2.95% + $0.20
VISA BUSINESS TIER 3 CARD 2.85% + $0.20 2.95% + $0.20
VISA BUSINESS TIER 4 CARD 2.95% + $0.20 2.95% + $0.25
What’s required? Level 3 Data
PayTrace Interchange Optimization Best Rates
VISA COMMERCIAL PREPAID CARD N/A
VISA CORPORATE / PURCHASING CARD 1.90% + $0.10
VISA BUSINESS TIER 1 CARD N/A
VISA BUSINESS TIER 2 CARD N/A
VISA BUSINESS TIER 3 CARD N/A
VISA BUSINESS TIER 4 CARD N/A
What’s required? Level 2 Data Tax > $0
PayTrace Interchange Optimization Awesome Rates
VISA COMMERCIAL PREPAID CARD N/A
VISA CORPORATE / PURCHASING CARD 2.50% + $0.10
VISA BUSINESS TIER 1 CARD 2.05% + $0.10
VISA BUSINESS TIER 2 CARD 2.05% + $0.10
VISA BUSINESS TIER 3 CARD 2.05% + $0.10
VISA BUSINESS TIER 4 CARD 2.20% + $0.10
What’s required? B2B MCC Tax = $0
PayTrace Interchange Optimization Great Rates
VISA COMMERCIAL PREPAID CARD N/A
VISA CORPORATE / PURCHASING CARD N/A
VISA BUSINESS TIER 1 CARD 2.10% + $0.10
VISA BUSINESS TIER 2 CARD 2.25% + $0.10
VISA BUSINESS TIER 3 CARD 2.40% + $0.10
VISA BUSINESS TIER 4 CARD 2.50% + $0.10
What’s required? Swipe Tax = $0
PayTrace Interchange Optimization Better Rates
VISA COMMERCIAL PREPAID CARD 2.15% + $0.10
VISA CORPORATE / PURCHASING CARD 2.50% + $0.10
VISA BUSINESS TIER 1 CARD 2.20% + $0.10
VISA BUSINESS TIER 2 CARD 2.30% + $0.10
VISA BUSINESS TIER 3 CARD 2.40% + $0.10
VISA BUSINESS TIER 4 CARD 2.50% + $0.10
What’s required? Key-in Tax = $0
PayTrace Interchange Optimization Good Rates
VISA COMMERCIAL PREPAID CARD 2.65% + $0.10
VISA CORPORATE / PURCHASING CARD 2.70% + $0.10
VISA BUSINESS TIER 1 CARD 2.25% + $0.10
VISA BUSINESS TIER 2 CARD 2.45% + $0.15
VISA BUSINESS TIER 3 CARD 2.60% + $0.20
VISA BUSINESS TIER 4 CARD 2.70% + $0.20
What’s required? No Tax
PayTrace Interchange Optimization Less Optimal
VISA COMMERCIAL PREPAID CARD 2.65% + $0.10
VISA CORPORATE / PURCHASING CARD 2.95% + $0.10
VISA BUSINESS TIER 1 CARD 2.40% + $0.10
VISA BUSINESS TIER 2 CARD 2.75% + $0.15
VISA BUSINESS TIER 3 CARD 2.85% + $0.20
VISA BUSINESS TIER 4 CARD 2.95% + $0.20
What’s required? No AVS No Tax
PayTrace Interchange Optimization Least Optimal
VISA COMMERCIAL PREPAID CARD 2.95% + $0.10
VISA CORPORATE / PURCHASING CARD 2.95% + $0.10
VISA BUSINESS TIER 1 CARD 2.95% + $0.20
VISA BUSINESS TIER 2 CARD 2.95% + $0.20
VISA BUSINESS TIER 3 CARD 2.95% + $0.20
VISA BUSINESS TIER 4 CARD 2.95% + $0.25
What’s required? Level 3 Data
PayTrace Interchange Optimization Best Rates
VISA COMMERCIAL PREPAID CARD N/A
VISA CORPORATE / PURCHASING CARD 1.90% + $0.10
VISA BUSINESS TIER 1 CARD N/A
VISA BUSINESS TIER 2 CARD N/A
VISA BUSINESS TIER 3 CARD N/A
VISA BUSINESS TIER 4 CARD N/A
What’s required? Level 2 Data Tax > $0
PayTrace Interchange Optimization Awesome Rates
VISA COMMERCIAL PREPAID CARD N/A
VISA CORPORATE / PURCHASING CARD 2.50% + $0.10
VISA BUSINESS TIER 1 CARD 2.05% + $0.10
VISA BUSINESS TIER 2 CARD 2.05% + $0.10
VISA BUSINESS TIER 3 CARD 2.05% + $0.10
VISA BUSINESS TIER 4 CARD 2.20% + $0.10
What’s required? B2B MCC Tax = $0
PayTrace Interchange Optimization Great Rates
VISA COMMERCIAL PREPAID CARD N/A
VISA CORPORATE / PURCHASING CARD N/A
VISA BUSINESS TIER 1 CARD 2.10% + $0.10
VISA BUSINESS TIER 2 CARD 2.25% + $0.10
VISA BUSINESS TIER 3 CARD 2.40% + $0.10
VISA BUSINESS TIER 4 CARD 2.50% + $0.10
What’s required? Swipe Tax = $0
PayTrace Interchange Optimization Better Rates
VISA COMMERCIAL PREPAID CARD 2.15% + $0.10
VISA CORPORATE / PURCHASING CARD 2.50% + $0.10
VISA BUSINESS TIER 1 CARD 2.20% + $0.10
VISA BUSINESS TIER 2 CARD 2.30% + $0.10
VISA BUSINESS TIER 3 CARD 2.40% + $0.10
VISA BUSINESS TIER 4 CARD 2.50% + $0.10
What’s required? Key-in Tax = $0
PayTrace Interchange Optimization Good Rates
VISA COMMERCIAL PREPAID CARD 2.65% + $0.10
VISA CORPORATE / PURCHASING CARD 2.70% + $0.10
VISA BUSINESS TIER 1 CARD 2.25% + $0.10
VISA BUSINESS TIER 2 CARD 2.45% + $0.15
VISA BUSINESS TIER 3 CARD 2.60% + $0.20
VISA BUSINESS TIER 4 CARD 2.70% + $0.20
What’s required? No Tax
PayTrace Interchange Optimization Less Optimal
VISA COMMERCIAL PREPAID CARD 2.65% + $0.10
VISA CORPORATE / PURCHASING CARD 2.95% + $0.10
VISA BUSINESS TIER 1 CARD 2.40% + $0.10
VISA BUSINESS TIER 2 CARD 2.75% + $0.15
VISA BUSINESS TIER 3 CARD 2.85% + $0.20
VISA BUSINESS TIER 4 CARD 2.95% + $0.20
What’s required? No AVS No Tax
PayTrace Interchange Optimization Least Optimal
VISA COMMERCIAL PREPAID CARD 2.95% + $0.10
VISA CORPORATE / PURCHASING CARD 2.95% + $0.10
VISA BUSINESS TIER 1 CARD 2.95% + $0.20
VISA BUSINESS TIER 2 CARD 2.95% + $0.20
VISA BUSINESS TIER 3 CARD 2.95% + $0.20
VISA BUSINESS TIER 4 CARD 2.95% + $0.25

All rates noted above are publicly available.
Visa rates and rules subject to change.


Your annual spending affects your interchange rate

These "tiers" or "levels" are typically known as the Annual Account Spend. The card category is based on how much money your customer spends with this card on an annual basis. The more money that's spent on any given business card, the higher the rates.

Visa Annual Account Spend

  Customer Annual Spend
VISA BUSINESS TIER 1 CARD Less than $20,000
VISA BUSINESS TIER 2 CARD $20,001 – $39,999
VISA BUSINESS TIER 3 CARD $40,000 – $99,999
VISA BUSINESS TIER 4 CARD Over $100,000

MasterCard Annual Account Spend

  Customer Annual Spend
MC BUSINESS LVL 1 CARD Less than $25,000
MC BUSINESS LVL 2 CARD $25,001 – $50,000
MC BUSINESS LVL 3 CARD $50,001 – $100,000
MC BUSINESS LVL 4 CARD Over $100,000


PayTrace B2B merchants

Level II and Level III rates apply to B2B purchases, and PayTrace works best with those qualifying purchases. B2B merchants are all around you.


Locate B2B merchants in your area

Pick your top 5 B2B industries

Visa sorts industries by Merchant Category Codes (MCC). Start by picking your top five industries of interest, then apply each code into the Supplier Locator.

 
MCC 8931 | Accounting, Auditing, and Bookkeeping Services MCC 7372 | Computer Programming, Data Processing, and Integrated Systems Design Services MCC 7392 | Management, Consulting, and Public Relations Services MCC 5198 | Paints, Varnishes and Supplies
MCC 7311 | Advertising Services MCC 5039 | Construction Materials MCC 5047 | Medical, Dental, Ophthalmic and Hospital Equipment and Supplies MCC 5044 | Photographic, Photocopy, Microfilm Equipment and Software
MCC 5192 | Books, Periodicals and Newspapers MCC 5099 | Durable Goods MCC 5137 | Men's, Women's, and Children's Uniforms and Commercial Clothing MCC 5131 | Piece Goods, Notions, and Other Dry Goods
MCC 7399 | Business Services MCC 5065 | Electrical Parts and Equipment MCC 5051 | Metal Service Centers and Offices MCC 5074 | Plumbing and Heating Equipment and Supplies
MCC 5169 | Chemicals and Allied Products MCC 7361 | Employment Agencies and Temporary Help Services MCC 2741 | Miscellaneous Publishing and Printing MCC 8999 | Professional Services
MCC 7349 | Cleaning, Maintenance, and Janitorial Services MCC 5193 | Florist Supplies, Nursery Stock and Flowers MCC 7829 | Motion Picture and Video Tape Production and Distribution MCC 1799 | Special Trade Contractors
MCC 5046 | Commercial Equipment MCC 5085 | Industrial Supplies MCC 4214 | Motor Freight Carriers and Trucking MCC 2842 | Specialty Cleaning, Polishing and Sanitation Preparations
MCC 5139 | Commercial Footwear MCC 7375 | Information Retrieval Services MCC 5199 | Nondurable Goods MCC 8734 | Testing Laboratories (Non-Medical Testing)
MCC 7333 | Commercial Photography, Art, and Graphics MCC 6300 | Insurance Sales, Underwriting, and Premiums MCC 5021 | Office and Commercial Furniture MCC 2791 | Typesetting, Plate Making and Related Services
MCC 7379 | Computer Maintenance, Repair and Services MCC 0780 | Landscaping and Horticultural Services    
MCC 8931 | Accounting, Auditing, and Bookkeeping Services MCC 7372 | Computer Programming, Data Processing, and Integrated Systems Design Services MCC 7392 | Management, Consulting, and Public Relations Services
MCC 5198 | Paints, Varnishes and Supplies MCC 7311 | Advertising Services MCC 5039 | Construction Materials
MCC 5047 | Medical, Dental, Ophthalmic and Hospital Equipment and Supplies MCC 5044 | Photographic, Photocopy, Microfilm Equipment and Software MCC 5192 | Books, Periodicals and Newspapers
MCC 5099 | Durable Goods MCC 5137 | Men's, Women's, and Children's Uniforms and Commercial Clothing MCC 5131 | Piece Goods, Notions, and Other Dry Goods
MCC 7399 | Business Services MCC 5065 | Electrical Parts and Equipment MCC 5051 | Metal Service Centers and Offices
MCC 5074 | Plumbing and Heating Equipment and Supplies MCC 5169 | Chemicals and Allied Products MCC 7361 | Employment Agencies and Temporary Help Services
MCC 2741 | Miscellaneous Publishing and Printing MCC 8999 | Professional Services MCC 7349 | Cleaning, Maintenance, and Janitorial Services
MCC 5193 | Florist Supplies, Nursery Stock and Flowers MCC 7829 | Motion Picture and Video Tape Production and Distribution MCC 1799 | Special Trade Contractors
MCC 5046 | Commercial Equipment MCC 5085 | Industrial Supplies MCC 4214 | Motor Freight Carriers and Trucking
MCC 2842 | Specialty Cleaning, Polishing and Sanitation Preparations MCC 5139 | Commercial Footwear MCC 7375 | Information Retrieval Services
MCC 5199 | Nondurable Goods MCC 8734 | Testing Laboratories (Non-Medical Testing) MCC 7333 | Commercial Photography, Art, and Graphics
MCC 6300 | Insurance Sales, Underwriting, and Premiums MCC 5021 | Office and Commercial Furniture MCC 2791 | Typesetting, Plate Making and Related Services
MCC 7379 | Computer Maintenance, Repair and Services MCC 0780 | Landscaping and Horticultural Services  
MCC 8931 | Accounting, Auditing, and Bookkeeping Services MCC 7372 | Computer Programming, Data Processing, and Integrated Systems Design Services
MCC 7392 | Management, Consulting, and Public Relations Services MCC 5198 | Paints, Varnishes and Supplies
MCC 7311 | Advertising Services MCC 5039 | Construction Materials
MCC 5047 | Medical, Dental, Ophthalmic and Hospital Equipment and Supplies MCC 5044 | Photographic, Photocopy, Microfilm Equipment and Software
MCC 5192 | Books, Periodicals and Newspapers MCC 5099 | Durable Goods
MCC 5137 | Men's, Women's, and Children's Uniforms and Commercial Clothing MCC 5131 | Piece Goods, Notions, and Other Dry Goods
MCC 7399 | Business Services MCC 5065 | Electrical Parts and Equipment
MCC 5051 | Metal Service Centers and Offices MCC 5074 | Plumbing and Heating Equipment and Supplies
MCC 5169 | Chemicals and Allied Products MCC 7361 | Employment Agencies and Temporary Help Services
MCC 2741 | Miscellaneous Publishing and Printing MCC 8999 | Professional Services
MCC 7349 | Cleaning, Maintenance, and Janitorial Services MCC 5193 | Florist Supplies, Nursery Stock and Flowers
MCC 7829 | Motion Picture and Video Tape Production and Distribution MCC 1799 | Special Trade Contractors
MCC 5046 | Commercial Equipment MCC 5085 | Industrial Supplies
MCC 4214 | Motor Freight Carriers and Trucking MCC 2842 | Specialty Cleaning, Polishing and Sanitation Preparations
MCC 5139 | Commercial Footwear MCC 7375 | Information Retrieval Services
MCC 5199 | Nondurable Goods MCC 8734 | Testing Laboratories (Non-Medical Testing)
MCC 7333 | Commercial Photography, Art, and Graphics MCC 6300 | Insurance Sales, Underwriting, and Premiums
MCC 5021 | Office and Commercial Furniture MCC 2791 | Typesetting, Plate Making and Related Services
MCC 7379 | Computer Maintenance, Repair and Services MCC 0780 | Landscaping and Horticultural Services
MCC 8931 | Accounting, Auditing, and Bookkeeping Services
MCC 7372 | Computer Programming, Data Processing, and Integrated Systems Design Services
MCC 7392 | Management, Consulting, and Public Relations Services
MCC 5198 | Paints, Varnishes and Supplies
MCC 7311 | Advertising Services
MCC 5039 | Construction Materials
MCC 5047 | Medical, Dental, Ophthalmic and Hospital Equipment and Supplies
MCC 5044 | Photographic, Photocopy, Microfilm Equipment and Software
MCC 5192 | Books, Periodicals and Newspapers
MCC 5099 | Durable Goods
MCC 5137 | Men's, Women's, and Children's Uniforms and Commercial Clothing
MCC 5131 | Piece Goods, Notions, and Other Dry Goods
MCC 7399 | Business Services
MCC 5065 | Electrical Parts and Equipment
MCC 5051 | Metal Service Centers and Offices
MCC 5074 | Plumbing and Heating Equipment and Supplies
MCC 5169 | Chemicals and Allied Products
MCC 7361 | Employment Agencies and Temporary Help Services
MCC 2741 | Miscellaneous Publishing and Printing
MCC 8999 | Professional Services
MCC 7349 | Cleaning, Maintenance, and Janitorial Services
MCC 5193 | Florist Supplies, Nursery Stock and Flowers
MCC 7829 | Motion Picture and Video Tape Production and Distribution
MCC 1799 | Special Trade Contractors
MCC 5046 | Commercial Equipment
MCC 5085 | Industrial Supplies
MCC 4214 | Motor Freight Carriers and Trucking
MCC 2842 | Specialty Cleaning, Polishing and Sanitation Preparations
MCC 5139 | Commercial Footwear
MCC 7375 | Information Retrieval Services
MCC 5199 | Nondurable Goods
MCC 8734 | Testing Laboratories (Non-Medical Testing)
MCC 7333 | Commercial Photography, Art, and Graphics
MCC 6300 | Insurance Sales, Underwriting, and Premiums
MCC 5021 | Office and Commercial Furniture
MCC 2791 | Typesetting, Plate Making and Related Services
MCC 7379 | Computer Maintenance, Repair and Services
MCC 0780 | Landscaping and Horticultural Services
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