PayTrace EMV fast facts

  • Our EMV product is a browser-based, virtual terminal solution and part of the PayTrace Professional product.
  • Our card and signature solution increases security and reduces merchant liability of fraudulent transactions.
  • Ideal for; professional offices, retail environments, suppliers, distributors and everyone who accepts in-person card payments.
  • PayTrace EMV is a full level III certification. Different from semi-integrated EMV alternatives, a fully-integrated EMV solution offers full control of the user experience. Customer information is encrypted and stored in a PCI compliant environment, making processing fast and secure. Multiple vendors can lead to a more complex user processing and support experience.

Here's what you need to know

EMV SOLUTION FOR RESELLERS

We don't compete with resellers. We support them.

PayTrace is a trusted partner with a sales team who understands your business model, vertical markets, and branding needs, we also train and support your merchants.

  • Ability to create new merchant accounts and convert existing accounts
  • Level 3 EMV certification
  • Fully-integrated EMV virtual-terminal solution
  • Level I PCI compliant utilizing tokenization technology to ensure security for businesses and their customers
  • Industry best 5-star merchant service
  • Grow and retain merchant accounts with a plug-and-play solution

EMV SOLUTION FOR MERCHANTS

PayTrace EMV offers unparalleled advantages

The fully-integrated PayTrace EMV solution provides more comprehensive reporting capabilities, a better payment experience, and the best support experience.

  • Ideal for retail environments, suppliers, distributors, and professional offices that provide card-present transactions
  • Increase security at POS and Reduce liability of card-present transactions
  • Greater profitability through Level II and Level III interchange rates
  • Reduce risk of charge-backs
  • 5-Star service - LIVE experienced payment professionals answer your call within 20 seconds

Discover more about EMV

Resellers can register for a 30-minute e-course.

Learn how to successfully sell, plan and implement EMV to your merchants.

*Multiple class times available.

EMV Frequently Asked Questions



What is EMV?

EMV is an acronym for Europay, MasterCard and Visa. Essentially, a set of international standards defining interoperability of secure transactions through a payment processing network. EMV cards contain special computer chips designed to integrate with an EMV-enabled device to protect customers from card-present fraud and merchants from liability. This technology enables more robust cardholder verification to protect against and reduce the risk of card-present fraud.

What is so special about the PayTrace EMV solution?

  • Virtual terminal - computer with Internet access and compatible browser
  • Chip and signature solution
  • Improved user interface - displays customer information, transaction and payment information
  • Plug-and-Play EMV solution - ideal for professional offices, automobile and truck dealerships, suppliers, distributors and all merchants who accept in-person card payments
  • Level 3 EMV certification
  • Fully-integrated vs. semi-integrated EMV solution, ensures a secure, encrypted cloud-based, end-to-end, fully encrypted transaction from a single POS - not multiple hardware or software vendors processing payment transactions
  • Ability to process Level II and Level III transactions - means merchants improve profitability through lower interchange rates
  • Designed by free-range developers
  • Sales and Support from Certified Payment Professionals who care about your payment experience

How does PayTrace EMV benefit Resellers?

We do not compete with resellers. We support resellers.

  • Trusted partner with a sales team who understand your business model, vertical markets and branding needs, we also train and support your merchants
  • Ability to create new merchant accounts and convert existing accounts
  • Level 3 EMV certification
  • Fully-integrated EMV virtual-terminal solution
  • Level I PCI compliant utilizing tokenization technology to ensure security for businesses and their customers
  • Industry best 5-Star merchant support
  • Grow and Retain merchant accounts with a plug-and-play solution

How does PayTrace EMV benefit Merchants?

  • Reduce liability of card-present fraudulent transactions
  • Prove to customers that cardholder security is important - improves your brand image
  • Increase security at POS
  • Gluten-free
  • Securely encrypted customer information
  • Robust fraud protection tools
  • Recurring billing option
  • Customizable invoices and receipts
  • Greater profitability through Level II and Level III interchange rates
  • Reduce risk of charge-backs
  • Valuable reporting capabilities
  • Ideal for retail environments, suppliers, distributors and professional offices that provide card-present transactions
  • 5-Star support - No phone tree! LIVE experienced payment professionals answer your call within 20 seconds

Merchants should want a fully-integrated EMV solution because a semi-integrated EMV solution means merchants are dealing with more vendors. Merchants do not have time to troubleshoot errors and contact multiple vendors. If a processing error occurs it will be resolved through a single call to our 5-Star customer support team. Multiple vendors can lead to a more complex user processing and support experience. We are confident the fully-integrated PayTrace EMV solution provides more comprehensive reporting capabilities, a better payment experience and the best support experience.

System Requirements: What, if any, updates or configuration changes will I need to make to my computer/laptop?

PayTrace EMV is a browser-based, virtual terminal solution. PayTrace EMV is certified on the TSYS processing network. Sales partners must order the VAR sheet with the terminal authentication code (TAC) enabled. 

We currently support the Ingenico iPP320 EMV card reader with a custom PayTrace configuration to support EMV certification. All previous EMV card reader configuration files must be deleted before installation. 

Designed to work on desktop and laptop computers, we currently support IE11 and FireFox (version 55 or higher). Users will need to update to Java™ (version 8 or higher). It is generally a good idea to use the most current version of Java. 

Important Note: 

Many merchants have savvy IT in-house staff. Early tests of our EMV solution were successful within both Linux and Windows thin client environments. We recognize and respect this technical acumen, however, because of multiple and highly unique variables, PayTrace cannot effectively troubleshoot thin client network configurations. PayTrace is only able to support configurations within the system requirements listed above. 

What payment processing networks are certified for PayTrace EMV?

PayTrace EMV is certified on the TSYS processing network with a terminal authentication code (TAC). It is important to order the VAR sheet that has the proper TAC enabled. 

EMV is available now!

EMV is available now.

PayTrace invites resellers to ontact salestraining@paytrace.com to schedule your classes today.

Schedule a 30-minute class to see EMV in action, prepare for conversations with merchants, understand the process of ordering an EMV card reader, experience PayTrace training and support and discover why PayTrace is the best EMV solution. 

Merchants, contact your service provider to begin your installations today.

Will I need an EMV card reader?

If merchants do not want to be liable for counterfeit transactions processed in person, they will need an EMV-enabled device.

We currently support the Ingenico iPP320 device with a customized PayTrace configuration to support EMV certification.

Contact your merchant service provider to get more information on ordering your EMV-enabled card reader.

What features will be in future releases of PayTrace EMV?

Our current version of EMV is an option to our virtual terminal product.

PayTrace is developing EMV for API that developers can use to build secure and powerful extensions to their applications.

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